Minnesota Insurance Discount Course

4.9
18,665 already enrolled
  • Master Safe Driving & Reduce Insurance Bills
    Most insurance companies offer a discount for completing defensive driving course. Check with your provider and see our Unapproved States Terms and Conditions for details.

  • The course is designed with a focus on Minnesota, complying with all the state guidelines for defensive driving courses

  • The most convenient, easy, and entertaining way to complete the Minnesota Insurance Discount Course online

Duration

4 hours - Complete at your own pace

Passing Grade

At least 80% (unlimited retakes)

What's Included

  • Certificate of completion available to download immediately
  • Course format includes Text, Audio, & Video
  • Complete at your own pace (100% online & not timed)
  • Unlimited exam retakes for free (guaranteed to pass)

What Our Students Say

4.9

Course Rating

(633 reviews)

I was given the information for this website by my insurance agent and the entire process was very simple. Completed the course quickly and got my rates to drop.

Elijah M.

Elijah M. Minnesota Insurance Discount Course

I have hated taking defensive driving courses over the years but this one was really well put together. The entertaining video helped liven up an otherwise boring topic.

Bryan L.

Bryan L. Minnesota Insurance Discount Course

I took this course for an insurance discount and it was a breeze. I recommend this course to everyone.

Jonathan E.

Jonathan E. Minnesota Insurance Discount Course

Save on Car Insurance

How to Complete the Minnesota Insurance Discount Course Online

  1. Check with your Minnesota insurance company

    Contact your auto insurance agent to confirm they accept a defensive driving certificate for an insurance discount in Minnesota.

  2. Complete our 4-hour online Minnesota course

    Work at your own pace from any device. Log in and out freely — your progress saves automatically.

  3. Pass the final exam (80% to pass, unlimited retakes)

    Don't stress — if you don't pass on the first try, retake the exam as many times as needed at no extra cost.

  4. Download your certificate upon completion

    Your certificate of completion is available for immediate download and emailed to you at no extra charge.

  5. Submit your certificate to your insurance company

    Present your certificate to your Minnesota auto insurance agent to qualify for a car insurance discount.

No Hidden Fees — Just $24.95

Certificate, DHSMV notification, unlimited exam retakes, audio narration — it's all included. What you see is what you pay.

Start Your Course — Try Free

About Our Minnesota Insurance Discount Course

Minnesota is a state that tests drivers in ways most of the country never experiences. Minneapolis and St. Paul sit at the crossroads of three major interstate systems — I-35, I-94, and I-494 — and the Twin Cities metro consistently ranks among the most congested in the Midwest. But it's what happens between November and April that separates Minnesota drivers from the rest: temperatures that plunge to -30°F, ice storms that leave entire interstates sheet-glassed overnight, and blizzards that reduce visibility on I-35W to the length of a car hood. DriveSafeToday's Minnesota Insurance Discount Course was designed specifically for this environment.

The curriculum covers Minnesota traffic law and the unique hazards that define driving in the North Star State — including how to read ice conditions on unplowed county roads, safe following distances on compacted snow, what to do when your car goes into a spin on black ice, and how to navigate a roundabout when the lane markings are buried under six inches of snow. The course also covers distracted driving, aggressive driving prevention on the metro's crowded freeways, and rural highway safety for Minnesota's vast outstate road network. It's entirely online and self-paced — no classroom, available on any device.

Drivers aged 55 and older may be eligible for additional insurance savings through Minnesota's mature driver provisions. Whether you're a seasoned Twin Cities commuter or a rural Minnesota driver putting miles on back roads between Duluth and Mankato, this course delivers knowledge that's directly applicable to the roads you actually drive.

Minnesota Insurance Discount Certificate — Ready the Day You Finish

Your Minnesota Insurance Discount Course certificate is available for instant download the moment you pass the final exam. Share it with your insurance carrier right away to begin the premium review process.

DriveSafeToday provides printed certificate options with expedited delivery for insurers that require physical documentation. Our support team can assist with Minnesota DVS requirements and help confirm the documentation your carrier needs to apply the discount to your policy.

Minnesota Insurance Discount — How It Works

Minnesota auto insurance carriers may offer premium reductions to drivers who complete a recognized defensive driving program. Drivers aged 55 and older are specifically recognized under Minnesota's mature driver provisions, and many carriers offer enhanced discounts for this age group. Drivers under 55 may also qualify depending on their insurer and policy type.

The insurance discount is valid for a defined period after course completion — typically two to three years — after which re-enrollment is required to maintain the savings. Contact your Minnesota insurance carrier before enrolling to confirm the exact discount percentage, eligibility criteria, and the documentation they require. Not all carriers participate, so verifying in advance ensures the course meets your specific insurer's requirements.

What you'll learn during this 4-hour course

  • The course is 100% online - no classroom required. You may complete it according to your schedule.

  • Take the course from any device - mobile, tablet, and computer. It's available 24/7 and you may complete it at your schedule.

  • The course will always resume from where you left off.

  • You must score at least 80% on the final exam to pass - don’t worry, you have unlimited attempts to pass at no extra charge.

What you'll get by the end of the course

  • Certificate of Completion

    Upon successful course completion, we will immediately provide a certificate of completion for you to download and email you a copy at no extra charge. Use it to:

    • Lower car insurance premiums

    Upon completion, many of our course takers have enjoyed reduced rates on their car insurance. We always recommend checking with your insurance provider to confirm the discount you can expect.

    We provide the option of sending a hard copy of your certificate by USPS First Class Mail and Express Mail.

  • Certified Safe Driver Seal

    Proudly showcase your accomplishment. The QR code verifies its authenticity, leading to a dedicated page. Scan to see a sample.

    DriveSafeToday Safe Driver Seal
  • Unlock Extra Cash with Your Unique Referral Code

    Upon completing our course, take the next step – promote safe driving. Invite friends using your code and cash in $3 per referral.

    * Money withdrawal through PayPal.

1,191,724

Safe Drivers

$27,975,685

Insurance Savings

548,174

Points Removed

$125,502

Referral Payouts

Try the Minnesota Insurance Discount Course for Free

You may test out the Minnesota Insurance Discount Course before you decide to purchase it. We believe in transparency - we want to make sure that everyone who takes the course with us is satisfied!

We're confident that you'll love the defensive driving course!

Have questions? We have answers

Frequently Asked Questions

For more insights about each course, visit our Help Center

If you require personal assistance, our contact details are provided below.

Looking for a different state?

DriveSafeToday is the leading provider of online, nationwide defensive driving courses

Our mission is to educate drivers of all ages to operate their motor vehicle in a responsible manner. By doing so, we will keep our roadways safe. Select your State below and get started today.

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